Invest in TimeBank

A live, AI-native skill exchange — with a moat that compounds.

Free for the people who use it. We earn from white-label exchanges and aggregated, anonymised skill-graph insight — and every session makes the underlying asset more valuable. The product is already in beta, worldwide.

Already live

Execution risk, largely retired.

Most pre-seed is a promise. Ours is running. The hard, expensive parts are built and in beta.

End-to-end exchange
Teach → earn → spend → learn, with escrow and dual confirmation.
In-app video
1:1 sessions over built-in video — no third-party tools.
AI throughout
Onboarding, lesson plans and an in-session assistant — AI-generated.
AI session-verification
We check a session really happened before credits move.
Four languages · PWA
EN/NL/FR/RO, phone-first, installable, with safety and moderation.
Worldwide beta
Runs on every continent today; growing by word of mouth.
The model

Free for users. Funded by the network.

Two recurring revenue lines that never touch the user's wallet or identity.

Free, forever

Zero cost to the people

No fees, no cut of the exchange, no premium tier. A free product is what fuels the network — and the network is what we monetise.

Revenue · 1 · B2B SaaS

White-label exchanges

Branded skill exchanges for companies, schools and networks on our rails. Recurring, high-retention, land-and-expand.

Revenue · 2 · Insight

Anonymised skill-graph insight

Aggregated, anonymised maps of how skills move through a population — for public workforce bodies, employers and job platforms. Never personal data.

The moat: a verified skill graph

Credential sites like LinkedIn know what people claim. TimeBank knows what they've demonstrably taught and learned — peer-confirmed, AI-verified, in real time, across skills, languages and places. It can't be scraped or bought, only earned session by session — and it makes both revenue lines defensible.

The round

What we're raising, and why.

Investment risk notice: Investing in early-stage companies carries significant risk. The value of your investment may go down as well as up and you may not get back the amount you invest. This is not financial advice. Invest only what you can afford to lose. Full terms and disclosure are provided in the deck and through SeedBlink.
The round (indicative)
StagePre-seed · product live in beta
PlatformSeedBlink
InstrumentSAFE
Target raise€200,000
ValuationShared in the deck
Belgian tax shelterUp to 45% back
Based inAntwerp, Belgium · EU
Belgian tax shelter

Get up to 45% back

If you pay Belgian income tax, investing in a young micro-company like TimeBank can qualify for the federal tax shelter for startups — a personal income-tax reduction of up to 45% of what you invest (45% for micro-companies, 30% for larger small companies), on up to €100,000 per year, when you hold your shares for at least four years. SeedBlink issues the tax certificate.

Eligibility depends on your personal situation and the company meeting the legal conditions. This is not tax advice — please confirm with your own advisor.

Use of funds

Infrastructure & intelligence — not ads

  • Infrastructure — video-calling capacity, database and hosting to carry a growing, global network reliably.
  • AI agents — onboarding, the in-session assistant, coding/QA, and session-verification that keep quality and trust high.
  • Density in Antwerp & Brussels — fuel the word-of-mouth flywheel and prove learner→teacher conversion.
  • Legal & compliance — GDPR-first data foundations for the white-label and insight products.
Register interest

Get the deck & round details

Not a commitment to invest. Investing in early-stage companies carries significant risk including loss of capital.

The social return

A faster route to work

A few hours with a real practitioner can move a career further than a full course — and put a job within reach for students, career-changers and newcomers. Impact that funders and the public sector actively want to back.

A second funding line

Non-dilutive, alongside revenue

Because we measure real skills-and-jobs impact, we're a strong fit for EU and regional innovation funding — money that pays for outcomes, extends runway, and de-risks the equity you put in.

Team

Who you're backing.

CP
Ciprian Petcu
Founder

Product & consulting (Cognizant, Capgemini, UCB Pharma), Lean Six Sigma Black Belt, certified Scrum/SAFe. Building TimeBank from Antwerp.

EB
Elena Banea
Co-founder & CFO

Finance & strategic partnerships, ex-Microsoft Western Europe and L'Oréal România. Leads the model and institutional partnerships.